To make or to buy?

I'm veering off the Christmas path for a moment to request your opinion. I found this beautiful shawl on Anthropologie's website. I just love it. Every time I see something I could buy or I could try to make, I start to wrestle with my thoughts which go something like this - "Just buy it, you don't have the time to make it and it will cost more to make than to buy, how many times have you passed something up because you said you could make it and then you don't?" And then - "Just make it, so what if it takes awhile, just think of the satisfaction of wearing something you've made..." The droning goes on in my head until I drive myself crazy. At times I call this "the creative curse". Often I take on another project when I'm not done with all the quilt/yarn kits I've collected. So help me, what do you think?